KLARNA financing

New technology is always possible – and with installment payment even on a tight budget. Stop endlessly saving for your new phone or laptop! Get your desired device delivered right away and pay the installments comfortably every month. What advantages does installment payment bring, and what do you need to consider?

What is 0% financing?

0% financing is like a normal purchase, except that the invoice is paid off in manageable monthly installments. The right of withdrawal remains even with zero percent financing. Only a credit check through Klarna is performed. We have no influence on the creditworthiness check. It is in your interest, as it ensures that you only take on as many financings as you can handle.

Purchase on installments is also possible via PayPal, but without the 0% financing option. You only get that with installment purchase via Klarna. The maximum possible term is 36 months, but depends both on the purchase amount and Klarna’s credit check.

How it works

Below we show you step-by-step how to use your 0% financing with an RX500 19' 17.5Ah installment purchase.

Step 1: Select the condition of the device and add to cart

Step 1

Step 2: Go to checkout from the cart (only this way 0% financing is possible)

Step 2

Step 3: Enter your contact details (fields marked with * must be filled)

Step 3

Step 4: Select "Pay with Klarna" under payment and click "Place order with obligation to pay"

(In the next step, you will select the installment plan)

Step 4

Step 5: Select “Installment payment” and click "Continue"

Step 5

Step 6: Choose the desired installment plan and confirm with "Continue"

Step 6

Step 7: Enter the IBAN of the account from which the installments will be deducted

Step 7

Step 8: Check the data for correctness and complete the installment purchase

Summary

Requirements for 0% financing

The 0% installment purchase requires certain conditions to be met. The following must be true:

  • Only available for private customers
  • Successful credit check by Klarna
  • Purchaser must be of legal age
  • Resident of Germany
  • Purchase through Klarna -> "Go to checkout" (not via PayPal or Amazon Pay)

We have no influence on the creditworthiness check. This process is fully conducted by Klarna and also serves as self-protection.

The credit check determines the interest-free term available for your purchase. Depending on the result and shopping cart, the term can be 6 to 36 months.